Competition = Lower Costs
The insurance industry includes hundreds of different companies hoping to earn your business. It's a very competitive market, so it pays to shop around for the very best deals for Individuals, Families, or Employer Groups. This is where we come in.
Whether you are under or over 65, we specialize in all forms of Health coverage, Short & Long Terms, International Travel Insurance, Marketplace, Medicare Supplements, Employer Group Health & Life Insurance, Life Insurance, Dental & Vision, Disability Income, Long and Short Term Care, and Tax-Favored Annuities. Our Independent Texas licensed Life and Health Insurance brokerage is a Marketplace Elite Circle of Champion broker representing all major insurance carriers, making a huge difference in what you pay for coverage as compared to a captive agency working for one company.
Medicare Insurance
Medicare by itself has a high deductible for hospital admission, and only pays 80% of Medical Expenses. A serious illness could set you back many thousands of dollars. A Traditional No Network required Medicare Supplement policy covers all or most out-of-pocket medical expenses, providing you with peace-of-mind. Let us guide you inchoosing the right Medicare Supplement and Medicare Part D prescription plan at the lowest cost.
Individual and Group Health Insurance
Nearly everybody is confused about their healthcare options - and rightly so. Get the facts from experienced licensed agents, not order takers.
We'd be happy to evaluate your current coverage and present you with side-by side comparisons of alternatives. Many clients may qualify for substantial financial assistance and pay $0 deductible and/or $0 premiums.
Although Open Enrollment for 2026 Affordable Care Act plans starts November 1st and ends December 15th, 2025, some new enrollments are allowed anytime throughout the year with a Life Change.
Small businesses can also change plans anytime and start saving lots of premium with new underwritten plans.
Long-Term Care and Final Expense Insurance
Long-Term Care and short term home healthcare Insurance gives you the financial means and the support options you desire. Whether you require in-home visits, assisted living or skilled nursing care, Long-Term Care Insurance lifts the burden from those around you, improving the quality of life for yourself and for everyone you hold dear.
Your family will always come first. You wouldn't want them to bear huge and unexpected financial burdens at the time of your passing. No matter what your age, it's absolutely essential to have a plan in place to protect your loved ones when you are no longer able. Final Expense insurance will pay for your funeral service, bills and other associated costs.
Why Should I Call This Agency for Insurance?
Good question. There are a lot of insurance agents out there, and it may seem like any agent or broker is as good as another. But we are decidedly different. We have 30 years of experience helping Texans buy Health, Life and Medicare coverage and are BBB member brokers. Our guidance is invaluable to your bottom line.
Let's face it, insurance jargon can be very confusing. We know the ins and outs of the insurance business, and our inside knowledge of many companies and products will work to your advantage. Different insurance companies often charge vastly different premiums for the exact same coverage. It pays to compare.
As independent agents, we are not employed by one particular company. Instead, we can select insurance products from among those companies that best address your unique concerns.
We promise to focus our attention on your needs exclusively as our growth is directly attributed to satisfied clients.
Please don't hesitate to call or text Robert Bender with your questions at 281-772-6046, or fill in an enquiry form on www.benderinsurancepro.com whether you are already a valued customer, a potential client, or if you simply need expert advice. There will never be a charge for our assistance and a friendly, no-obligation chat.
